地产大亨

Posted by tibetsong @ 5:41 pm, 十月 17th, 2006

在一个光线黯淡的会议室里,一个穿着考究满头金发的男人坐在长方形办公桌的一面,表情淡定地看着一帮年轻人在他的面前面红耳赤地争吵着谁是傻逼。这些年轻人可能突然觉察到再挣下去就真的很傻逼,于是假装自信饱满齐刷刷注视着对面的金发男人,焦灼地等待着他决定谁是傻逼。一如往常,傻逼选出来了,对面的金发男轻拍了一下桌面撅着嘴巴对他说:You are fired! 被淘汰的年轻人或是双眼无神地发会儿呆或者是抽搐几下,然后总会非常刚毅地拖着行李走出Trump Tower。刚才翻阅了Donald Trump的一本传记,想起了学途中我最中意的一段,感慨万千,我也准备去跟人争一回谁是傻逼了。
另外,关于本书还得知,Trump原先迫切渴望着在好莱坞发展,觉着自己魅力四射有点芙蓉姐姐的意思,打算在好莱坞制作电影打入名人行列。这种对名誉的追逐即使在他走向商界以后也同样没有丝毫地怠慢。与大多数富翁不同,他极度炫耀自己的财富以显示自己的成功。这种有别于常规的生活方式逐渐被他发展成为自己的商业策略,为此他苦心经营个人形象,甚至用自己的名字来命名旗下众多的酒店赌场高尔夫等。终于从纽约众多的房地产商中脱颖而出,成为了顶尖房地产商的标志。这有点儿意思。他说,要将娱乐与房地产结合起来。他和对着记者毫无羞涩地说我家Trump在床上给我的体验无与伦比的比他小二十多岁的斯洛文尼亚模特老婆一起住在曾在节目中曝光过的Trump大厦装修得无比豪华奢侈的顶三层。

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Steve Job

Posted by tibetsong @ 11:57 am, 八月 18th, 2006

Steve Job’s Resume, Steve Jobs Quotes and Best Quotes Ever

人民币,升值

Posted by tibetsong @ 2:37 pm, 五月 25th, 2006

An exchange rate that is de facto fixed has served China well over the last eight years.Nevertheless,four major reasons have been given to suggest that it may now be time to allow the yuan to appreciate.First,calculations based on the Balassa-Samuelson relationship suggest that the real value of the renminbi is(and has for some time been)low–not just low compared to the U.S.dollar or other rich countries,but substantially bellow even the equilibrium value for a country at China’s stage of development. Second,although history shows that foreign exchange reserves are a useful shield against currency crises.China’s level of balance of payments surplus and reserve acquisition has by now been very high for several years,so that the country is currently giving up a lot when it buys(low-return)US treasury securities with the proceeds it raises from(high return) inward investments. Third,the domestic economy is in danger of overheating. While the necessary cooling off could be attempted through shrinkage of government spending,tighter domestic credit and higher interest rates rather than through a higher value of the currency-and China has started to make some a ppropriate efforts along these lines-a strategy that continues to exclude appreciation from the policy response mixwill become increasingly difficult.The country is inthe range where monetary inflows and inflation are likely to accelerate if the renminbi is not allowed to appreciate.Forth,a country as large as China probably requires and exchange rate regime with some flixibility,and the experience of other emerging markets suggests that it is better to exit from a peg when times are good and the currency is strong, than to wait until times are bad and the currency is under attack.

真正出色的企业并不多

Posted by tibetsong @ 5:03 pm, 五月 24th, 2006

菲利普·费舍尔在他的《普通股,不普通的利润》一书中,写了关于大量及长时间持有股票的基本理论。他说,只要这支普通股票背后的公司保持着不寻常的成功特质,那就永远别卖。费舍尔指出,很多投资者发了财是因为他们不卖迅速升值的股票。如果一家公司很棒,那么不管是以什么价格,卖掉它的股票是相当愚蠢的,因为高质量的投资项目很少。

是啊,你那拿卖掉世界级公司股票的收入能做什么呢?如果你不打算持有一支股票十年,你就不要想吃有它10分钟。用那些在将来总赢利会直线攀升的公司组成你的投资组合,这些投资组合的市场价值也会直线上升。

真正出色的企业并不多。

Top 5 Reasons to be an Entrepreneur

Posted by tibetsong @ 1:15 am, 四月 10th, 2006

The following article was originally created by matt,who had written a nother article on “Top 5 reasons to not be an Entrepreneur” , it is contrary to the one posted earlier, and also very interestting.
Top 5 reasons to be an Entrepreneur

Let’s examine the decision to be an entrepreneur. It’s a complex topic so I’m going to break it down into a few posts exploring the benefits, disadvantages, misconceptions, and motivation behind entrepreneurship. I recently read that lists are more likely to attract traffic and since I have neglected the blog this week let’s begin with what I feel are the top 5 reasons to be an entrepreneur:

#5 There is an Upside

There aren’t a whole lot of categories that most of the world’s rich fall into. Inheritance, real estate, and business are the main three as we learned in New Venture Creation at WLU. It’s hard to be born rich or inherit the family farm, but business unlocks a path to real wealth potential. Whether you build it up to a multi-billion dollar venture yourself or sell while it’s hot, there is definitely money to be made. But is it all about cash? That’s a topic for a future article.

#4 If You’re Bored You’re Doing Something Wrong

Running a business is an incredibly diverse “field” to be in. Through my ventures I have been exposed to incredible and interesting knowledge ranging from business fundamentals such as marketing, accounting, sales, and customer service to the importance of time management, goal setting, and even exercise. I literally view the world in a completely different light now than before I became involved in business. Everyday I find myself learning something new and being immersed in a different and new area. You can’t get much further from an assembly line than this.

#3 It’s More Satisfying than Roller Coaster Tycoon or Sim City

I’ve always enjoyed playing simulation games. While Doom was the hot item with most of my friends I really prefered Sim City and other empire building games. It’s an incredibly satisfying feeling to start with nothing and end up with something absolutely amazing. I believe in seizing this building attitude and applying it to life. Afterall why should I build a virtual company when I could apply the same concepts to real life? Treating life as a game may sound silly as first, but frankly I’m having a lot of fun.

#2 Thinking is Rewarded

Running a business may be hard work, but that’s certainly not what you are rewarded for. Often times burning the midnight oil is simply the bare minimum for entry into business. Your returns come from working smart, and the quality of your ideas and creativity are now directly tied into your revenue size. A single good idea can make you $10 000 in one hour while slaving away for 40 hours on a bad one can have virtually no return.

While working a regular job isolates you from the risk of no return on bad ideas, it virtually nullifies the incredible return on good ones. Imagine coming up with a way to save your boss $30 000. You’ll be lucky to get a $500 bonus, and in all likelihood you will receive nothing at all.

#1 Success is in Your Hands - A Whole New Job Security

Headlines constantly barrage us about the lack of job security in so many sectors. GM and Ford are both laying off masses of people. I’m only 21 and I have already been laid-off twice. I’ve also only ever been an employee twice. Having a job these days, even with a massive company, provides only the illusion of security. Why let your well-being depend on the decisions of a CEO, whose absolute #1 priority isn’t your future? Ensuring your own prosperity and achievement of your goals is ultimately the responsibility of one person and one person only - you.

We’ll even things out in the next entrepreneurship post when we discuss the multitude of reasons to not be an entrepreneur.

money is what makes a man act funny

Posted by tibetsong @ 2:59 am, 四月 8th, 2006

或许在很多人看来,他们的收入如此之少,用不着去为这么一点钱而制定计划,更用不着去做预算了。但我自己逐渐体会到,我越没有钱的时候,越需要去做预算。而在我经济宽裕的时候,我很少去想应该如何管理这些钱,因为我会认为,给这么点钱做预算实在是太可笑了。其中的悖论就是:我们有点钱的时候,认为自己的钱少得用不着去制定计划;而当我们钱真的很少很少的时候,我们反而会异常认真地去考虑该如何花销,会认为自己预算的每一步都非常地重要。
以上是我日常生活中的体会,我逐渐认识到,按照每个人的不同收入,我们的个人财物都会有两个明显的上下界限。当我们账户上的余额或收入超过上限时,我们会把这笔钱当作“一大笔钱”,我们将对这些钱的使用非常地谨慎。或许我们会用这笔钱去购买一个自己一直心仪的产品或服务,对我们学生来讲,就是去购买Ipod, psp或者报GRE等。而当我们的余额低到所谓的下限时,那么我们的个人财物已经很难维护自己平常的生活习惯了,甚至连吃饭都会遇到困难。这时,会非常认真地去制定严格的预算,并且痛苦地去执行。
我所述的两种情况,都有一个明显的特征,即在这两种情况下,人们的消费往往更倾向于理性,很少会乱花钱。

而现实中的情况是,我们大多数时间里都处于这二者之间:即不用去做预算也能够较充裕地过日子,然而此外要想再干什么或买什么,就显得力不从心了。由于这种中间状态,是我们大多数人一般性的状态,所以在平时做预算,有效地管理个人财物是非常有意义的。这种意义的具体表现就是,我们平时可以很充裕地遵守自己的预算表(与很充裕地过日子但没有预算相区别),而在长期里,我们将能够买得起好多好多好多的小白小黑。

话说回来,我从来就不是一个善于节俭的人。

My own personal site on google.

Posted by tibetsong @ 1:28 am, 三月 23rd, 2006

今天在gmail上收到google的来信,终于申请到了我的googlepage。这令我有些意外,因为我都已经忘了曾经申请过这么一个东东。现在要是想再申请的话,可能就更难了,因为要排上老长的队不说,并且最终可否免费地申请到也是个疑问。欣喜之。
有人称googlepage为傻瓜个人web发布站,有点鄙视的味道。不过“傻瓜”肯定是技术发展的趋势,看看StevenJobs在去年Apple的发布会上,所演示的个人网站创建就能知晓,“简单 实用 美观”是未来的趋势。加上现在博客发展的如此迅猛,让我们感觉到,人手一个像googlepage这样简单的个人网站,已经正在来临。

这里有很多漂亮模版可供选择,界面也非常地友好,容易上手。用户很容易就能在上面创建不同的页面,并且每个页面都可按照不同的主题来选择相应的界面。当然,最重要的是,它有一百兆的空间供用户免费使用。接下来,最大的疑问是,我要用它来干什么呢?
考虑中……

Benjamin Franklin 1706 - 1790

Posted by tibetsong @ 1:03 am, 三月 2nd, 2006

BenjaminCoverk.jpgBenjamin Franklin 1706 - 1790

You probably know him as one of the Fathers of the United States, a great leader and diplomat. He signed the major documents of the founding of the U.S. including the Declaration of Independence and the Constitution. Maybe you know him as an inventor, or as a scientist who flew kites in lightning storms, or as a writer and printing press operator.

But did you know that in 1726, at the age of 20, while on an 80-day ocean voyage from London back to Philadelphia, he developed a “Plan” for regulating his future conduct? He was partially motivated by Philippians 4:8 “Finally, brothers, whatever is true, whatever is noble, whatever is right, whatever is pure, whatever is lovely, whatever is admirable–if anything is excellent or praiseworthy–think about such things.” He followed the plan he created “pretty faithfully” even to the age of 79 (when he wrote about it), and he was even more determined to stick with it for his remaining days because of the happiness he had enjoyed so far by following it.

His “Plan” was made up of 13 virtues, each with short descriptions:

1. Temperance: Eat not to dullness and drink not to elevation.
2. Silence: Speak not but what may benefit others or yourself. Avoid trifling conversation.
3. Order: Let all your things have their places. Let each part of your business have its time.
4. Resolution: Resolve to perform what you ought. Perform without fail what you resolve.
5. Frugality: Make no expense but to do good to others or yourself: i.e. Waste nothing.
6. Industry: Lose no time. Be always employed in something useful. Cut off all unnecessary actions.
7. Sincerity: Use no hurtful deceit. Think innocently and justly; and, if you speak, speak accordingly.
8. Justice: Wrong none, by doing injuries or omitting the benefits that are your duty.
9. Moderation: Avoid extremes. Forebear resenting injuries so much as you think they deserve.
10. Cleanliness: Tolerate no uncleanness in body, clothes or habitation.
11. Chastity: Rarely use venery but for health or offspring; Never to dullness, weakness, or the injury of your own or another’s peace or reputation.
12. Tranquility: Be not disturbed at trifles, or at accidents common or unavoidable.
13. Humility: Imitate Jesus and Socrates.BenjaminChart.jpg

He committed to giving strict attention to one virtue each week so after 13 weeks he moved through all 13. After 13 weeks he would start the process over again so in one year he would complete the course a total of 4 times.

He tracked his progress by using a little book of 13 charts. At the top of each chart was one of the virtues. The charts had a column for each day of the week and thirteen rows marked with the first letter of each of the 13 virtues. Every evening he would review the day and put a mark (dot) next to each virtue for each fault committed with respect to that virtue for that day.

Naturally, his goal was to live his days and weeks without having to put any marks on his chart. Initially he found himself putting more marks on these pages than he ever imagined, but in time he enjoyed seeing them diminish. After awhile he went through the series only once per year and then only once in several years until finally omitting them entirely. But he always carried the little book with him as a reminder.

Ben Franklin’s 13 virtues are unique and obviously served him well since he is one of the most respected and most accomplished men in the history of the United States.